Investments

Anyone has any experience and is willing to offer some tips? Savings account is a joke, it is like 3% plus tax. It is losing value nonstop.

I have started to invest my pocket change in ETFs and commodities like gold and silver, gold will always prevail, since all governments use it and money is covered by it. Silver is going up like crazy, thus far 143% this year alone. Some say that it can go as high as $200-$300, because American dollar is falling and China has restricted silver's export since 2026. Silver has already overcome British Pound. The new BRICS currency has brought a wildcard into the game. Platinum is questionable. I have already earned about $200 on silver alone. I consider it like a game on steam, I do not expect to become a millionaire, I do not have that much of disposable income to invest, but some profit would be nice, loses are expected. For the record, I earn like $1k per month, so $20 is a lot of money for me.

Would you go to a financial analyst to ask how to fix windows 11 if pc would not boot?

Asking for financial advice here is ridiculous - you would get unregulated answers with no idea of the risks involved.

You potentially open yourself up to all sorts of scams by asking for advice on a public forum (albeit I am sure vast majority of members are honest).

In simple terms, speak to financial analysts regulated in your home country. Do not accept any other financial advice.

I recommend you ask mods to delete your post. They may even delete it as they would not want to expose forum to potential litigation if you were to lose sums of money due to poor advice from forum members.

volatile markets coming. Maybe lottery tickets.

Well, NVIDIA is a stable income, especially with AI order worth of $500 billion.

I have Nvidia, and while it's been doing great I don't know that stable is a way to describe it. There are so many intricacies to investing, it's not one size fits all. A lot depends on your situation. It sounds like you're just seeking a better interest rate for your savings? You need it to be liquid, available at any time?

There are better rates, but you won't see the possibility of higher returns...but also not the possibility of losses. Look into a high yield account with no minimums or fees and FDIC insured, like




But interest rates are not guaranteed and it's always possible that something like, I don't know a leader of a country invading another country because he "wants it", will spook the markets and rates can fluctuate

Do your own research, I can't endorse any of the above personally, but consensus is they are some of the better choices...depending of course on your needs/plans

A Guy