Paypal Question


Winuser

Winuser

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When did Paypal start making user signup for an account. I purchased a DVD set from OnesMedia. This is a site I have purchased a few DVD sets from and know they are legit. When I went to check out I chose to use Paypal. I filled everything out just like I have done with other purchases through Paypal and before I hit the submit button it said something about creating a paypal account. I didn't want a paypal account so I setup an account for OnesMedia. Even after setting up the account my only options was check/money order or Paypal. I now have a Paypal account. I have used Paypal before and I just had to enter my credit card info and didn't need an account to make a one time purchase. I don't mind using Paypal but I don't see the need for an account for a one time purchase.
 

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  • OS
    Windows 11 Pro 24H2
    Computer type
    PC/Desktop
    Manufacturer/Model
    PowerSpec B746
    CPU
    Intel Core i7-10700K
    Motherboard
    ASRock Z490 Phantom Gaming 4/ax
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    16GB (8GB PC4-19200 DDR4 SDRAM x2)
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    PowerSpec/Lian Li ATX 205
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    Logitech K270
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    Logitech M185
    Browser
    Microsoft Edge and Firefox
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  • Operating System
    Windows 11 Canary Channel
    Computer type
    PC/Desktop
    Manufacturer/Model
    PowerSpec G156
    CPU
    Intel Core i5-8400 CPU @ 2.80GHz
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    AsusTeK Prime B360M-S
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Gosh, I think that always PayPal needed a user account. I hadn't found a way to use PayPal without an account.

Some shopping sites allow users to purchase as a Guest but, as far as I was aware, it was at the discretion of the host site. As a guest, you could pay by card or PayPal. Most sites these days only accept the PayPal option, I have noticed.

Confusingly, you could also at one time, also use PayPal Guest Checkout, if you had that feature enabled on your PayPal account. This allows you to make PayPal purchases without having to log on to PayPal website as part of the transaction. That requires a cookie to be stored on your machine. If you delete the web cookie, then you have to set everything up again with PayPal.

Having an account makes future purchases quicker and it makes it easier to review the progress of the sale. It also makes it easier should there be an after sale dispute, as all transactions are logged onto your account. So, while it seems like more hassle to begin with, there are extra benefits in the long run.
 

My Computers

System One System Two

  • OS
    Windows 11
    Computer type
    PC/Desktop
    CPU
    AMD Ryzen 5 5600
    Motherboard
    MSI B550-A Pro
    Memory
    16 GB
    Graphics Card(s)
    Sapphire Radeon RX 6500XT (8 GB version)
    Monitor(s) Displays
    BenQ Mobuiz EX2710Q QHD, Iiyama ProLite X23377HDS
    Hard Drives
    MSI Spatium M461 4TB
  • Operating System
    Windows 11
    Computer type
    Laptop
    Manufacturer/Model
    Acer A114
    CPU
    Intel Celeron N4020
iko22 said:
Gosh, I think that always PayPal needed a user account. I hadn't found a way to use PayPal without an account.

Some shopping sites allow users to purchase as a Guest but, as far as I was aware, it was at the discretion of the host site. As a guest, you could pay by card or PayPal. Most sites these days only accept the PayPal option, I have noticed.

Confusingly, you could also at one time, also use PayPal Guest Checkout, if you had that feature enabled on your PayPal account. This allows you to make PayPal purchases without having to log on to PayPal website as part of the transaction. That requires a cookie to be stored on your machine. If you delete the web cookie, then you have to set everything up again with PayPal.

Having an account makes future purchases quicker and it makes it easier to review the progress of the sale. It also makes it easier should there be an after sale dispute, as all transactions are logged onto your account. So, while it seems like more hassle to begin with, there are extra benefits in the long run.
Click to expand...
I once had my PayPal account hacked but Paypal picked it up and sorted it before I even knew about it.

I then setup PayPal to use 2FA. It is slightly less convenient to have to enter a (one time) 6 digit number each time I use paypal but I strongly recommend it for additional security.
 

My Computer

System One

  • OS
    Windows 11 Pro + Win11 Canary VM.
    Computer type
    Laptop
    Manufacturer/Model
    ASUS Zenbook 14
    CPU
    I9 13th gen i9-13900H 2.60 GHZ
    Motherboard
    Yep, Laptop has one.
    Memory
    16 GB soldered
    Graphics Card(s)
    Integrated Intel Iris XE
    Sound Card
    Realtek built in
    Monitor(s) Displays
    laptop OLED screen
    Screen Resolution
    2880x1800 touchscreen
    Hard Drives
    1 TB NVME SSD (only weakness is only one slot)
    PSU
    Internal + 65W thunderbolt USB4 charger
    Case
    Yep, got one
    Cooling
    Stella Artois (UK pint cans - 568 ml) - extra cost.
    Keyboard
    Built in UK keybd
    Mouse
    Bluetooth , wireless dongled, wired
    Internet Speed
    900 mbs (ethernet), wifi 6 typical 350-450 mb/s both up and down
    Browser
    Edge
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    Defender
    Other Info
    TPM 2.0, 2xUSB4 thunderbolt, 1xUsb3 (usb a), 1xUsb-c, hdmi out, 3.5 mm audio out/in combo, ASUS backlit trackpad (inc. switchable number pad)

    Macrium Reflect Home V8
    Office 365 Family (6 users each 1TB onedrive space)
    Hyper-V (a vm runs almost as fast as my older laptop)

My Computer

System One

  • OS
    Windows 11 Home
    Computer type
    PC/Desktop
    CPU
    AMD Ryzen 5 8600G (07/24)
    Motherboard
    ASROCK B650M-HDV/M.2 3.20 (07/24)
    Memory
    2x32GB Kingston FURY DDR5 5600 MHz CL36 @5200 CL40 (07/24)
    Graphics Card(s)
    ASROCK Radeon RX 6600 Challenger D 8G @48FPS (08/24)
    Sound Card
    Creative Sound BlasterX AE-5 Plus (05/24)
    Monitor(s) Displays
    24" Philips 24M1N3200ZS/00 (05/24)
    Screen Resolution
    1920×1080@165Hz via DP1.4
    Hard Drives
    Kingston KC3000 NVMe 2TB (05/24)
    ADATA XPG GAMMIX S11 Pro 512GB (07/19)
    PSU
    Seasonic Core GM 550 Gold (04/24)
    Case
    Fractal Design Define 7 Mini with 3x Noctua NF-P14s/12@555rpm (04/24)
    Cooling
    Noctua NH-U12S with Noctua NF-P12 (04/24)
    Keyboard
    HP Pavilion Wired Keyboard 300 (07/24) + Rabalux 76017 Parker (01/24)
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    Logitech M330 Silent Plus (04/23)
    Internet Speed
    500/100 Mbps via RouterOS (05/21) & TCP Optimizer
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    Edge & Brave for YouTube & LibreWolf for FB
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    NextDNS blocking 99% TLDs
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    Backup: Hasleo Backup Suite (PreOS)
    Headphones: Sennheiser RS170 (09/10)
    Phone: Samsung Galaxy Xcover 7 (02/24)
    Chair: Huzaro Force 4.4 Grey Mesh (05/24)
    Notifier: Xiaomi Mi Band 9 Milanese (10/24)
    2nd Monitor: AOC G2460VQ6 @75Hz (02/19)
I do not have a PayPal account and have always been able to simply use a credit card or a bank debit card for a purchase. I always see the PayPal capability, but I just ignore it. I have never been asked to open a PayPal account.

Of course, I still get occasional spam telling me my wife's PayPal account is locked. But she never had a PayPal account either and has been dead for almost 2 years now (Nov. 3, 2021).
 

My Computers

System One System Two

  • OS
    Windows 11 Home, 24H2, 12/5/2024, OS Build 26100.3476
    Computer type
    Laptop
    Manufacturer/Model
    HP 15-dw0xx
    CPU
    Intel(R) Core(TM) i3-8145U CPU @ 2.10GHz 2.30 GHz
    Memory
    8GB
    Screen Resolution
    1366 x 768
    Hard Drives
    930 GB
    Keyboard
    Built In
    Mouse
    Wireless Logitech M325S
    Browser
    Chrome 131.0.6778.266
    Antivirus
    Windows Defender
    Other Info
    Cygwin64
  • Operating System
    Windows 10 Home, Version 22H2, Build19045.3693
    Computer type
    PC/Desktop
    Manufacturer/Model
    HP Pavilion
    CPU
    AMD E-300 with Radeon HD Graphics 1.30 GHz
    Memory
    10GB
    Graphics card(s)
    Radeon HD Graphics 1.30 GHz
    Sound Card
    Realtek
    Monitor(s) Displays
    15"
    Screen Resolution
    1280 x 1024
    Hard Drives
    700 GB
    Mouse
    Wireless
    Keyboard
    Wireless
    Browser
    Chrome
    Antivirus
    Windows Defender
    Other Info
    This computer is connected to my IC-735 radio.
K7MEM said:
I do not have a PayPal account and have always been able to simply use a credit card or a bank debit card for a purchase.
Click to expand...
Using paypal prevents credit card theft, you can buy anything and do not worry, even if it is a scam or phishing.
 

My Computer

System One

  • OS
    Windows 11 Home
    Computer type
    PC/Desktop
    CPU
    AMD Ryzen 5 8600G (07/24)
    Motherboard
    ASROCK B650M-HDV/M.2 3.20 (07/24)
    Memory
    2x32GB Kingston FURY DDR5 5600 MHz CL36 @5200 CL40 (07/24)
    Graphics Card(s)
    ASROCK Radeon RX 6600 Challenger D 8G @48FPS (08/24)
    Sound Card
    Creative Sound BlasterX AE-5 Plus (05/24)
    Monitor(s) Displays
    24" Philips 24M1N3200ZS/00 (05/24)
    Screen Resolution
    1920×1080@165Hz via DP1.4
    Hard Drives
    Kingston KC3000 NVMe 2TB (05/24)
    ADATA XPG GAMMIX S11 Pro 512GB (07/19)
    PSU
    Seasonic Core GM 550 Gold (04/24)
    Case
    Fractal Design Define 7 Mini with 3x Noctua NF-P14s/12@555rpm (04/24)
    Cooling
    Noctua NH-U12S with Noctua NF-P12 (04/24)
    Keyboard
    HP Pavilion Wired Keyboard 300 (07/24) + Rabalux 76017 Parker (01/24)
    Mouse
    Logitech M330 Silent Plus (04/23)
    Internet Speed
    500/100 Mbps via RouterOS (05/21) & TCP Optimizer
    Browser
    Edge & Brave for YouTube & LibreWolf for FB
    Antivirus
    NextDNS blocking 99% TLDs
    Other Info
    Backup: Hasleo Backup Suite (PreOS)
    Headphones: Sennheiser RS170 (09/10)
    Phone: Samsung Galaxy Xcover 7 (02/24)
    Chair: Huzaro Force 4.4 Grey Mesh (05/24)
    Notifier: Xiaomi Mi Band 9 Milanese (10/24)
    2nd Monitor: AOC G2460VQ6 @75Hz (02/19)
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K7MEM said:
I do not have a PayPal account and have always been able to simply use a credit card or a bank debit card for a purchase. I always see the PayPal capability, but I just ignore it. I have never been asked to open a PayPal account.

Of course, I still get occasional spam telling me my wife's PayPal account is locked. But she never had a PayPal account either and has been dead for almost 2 years now (Nov. 3, 2021).
Click to expand...
This was the first time I wasn't given a choice. I didn't want a Paypal account but I guess it will make it quicker the next time I make a purchase. I have my credit cards setup to notify me of any purchases of $50.00 or more plus any online purchases so I should be safe if Paypal gets hacked.
 

My Computers

System One System Two

  • OS
    Windows 11 Pro 24H2
    Computer type
    PC/Desktop
    Manufacturer/Model
    PowerSpec B746
    CPU
    Intel Core i7-10700K
    Motherboard
    ASRock Z490 Phantom Gaming 4/ax
    Memory
    16GB (8GB PC4-19200 DDR4 SDRAM x2)
    Graphics Card(s)
    NVIDIA GeForce GTX 1050 TI
    Sound Card
    Realtek Audio
    Monitor(s) Displays
    #1. LG ULTRAWIDE 34" #2. AOC Q32G2WG3 32"
    Screen Resolution
    #1. 3440 X 1440 #2. 1920 x 1080
    Hard Drives
    NVMe WDC WDS100T2B0C-00PXH0 1TB
    Samsung SSD 860 EVO 1TB
    PSU
    750 Watts (62.5A)
    Case
    PowerSpec/Lian Li ATX 205
    Keyboard
    Logitech K270
    Mouse
    Logitech M185
    Browser
    Microsoft Edge and Firefox
    Antivirus
    ESET Internet Security
  • Operating System
    Windows 11 Canary Channel
    Computer type
    PC/Desktop
    Manufacturer/Model
    PowerSpec G156
    CPU
    Intel Core i5-8400 CPU @ 2.80GHz
    Motherboard
    AsusTeK Prime B360M-S
    Memory
    16 MB DDR 4-2666
    Monitor(s) Displays
    23" Speptre HDMI 75Hz
    Screen Resolution
    1920x1080
    Hard Drives
    Samsung 970 EVO 500GB NVMe
    Mouse
    Logitek M185
    Keyboard
    Logitek K270
    Browser
    Firefox, Edge and Edge Canary
    Antivirus
    Windows Defender
Winuser said:
This was the first time I wasn't given a choice. I didn't want a Paypal account but I guess it will make it quicker the next time I make a purchase. I have my credit cards setup to notify me of any purchases of $50.00 or more plus any online purchases so I should be safe if Paypal gets hacked.
Click to expand...
It very possibly could depend on the way a seller sets up their paypal system. I’ve always been given the choice before logging in.

Edit. If the seller makes you log in, they can automatically activate an auto payment/renewal plan (which I always turn off after the fact)
 

My Computers

System One System Two

  • OS
    Windows 11 Pro 23H2 Build 22631.5039
    Computer type
    PC/Desktop
    Manufacturer/Model
    Sin-built
    CPU
    Intel(R) Core(TM) i7-4770K CPU @ 3.50GHz (4th Gen?)
    Motherboard
    ASUS ROG Maximus VI Formula
    Memory
    32.0 GB of I forget and the box is in storage.
    Graphics Card(s)
    Gigabyte nVidia GeForce GTX 1660 Super OC 6GB
    Sound Card
    Onboard
    Monitor(s) Displays
    5 x LG 25MS500-B - 1 x 24MK430H-B - 1 x Wacom Pro 22" Tablet
    Screen Resolution
    All over the place
    Hard Drives
    Too many to list.
    OS on Samsung 1TB 870 QVO SATA
    PSU
    Silverstone 1500
    Case
    NZXT Phantom 820 Full-Tower Case
    Cooling
    Noctua NH-D15 Elite Class Dual Tower CPU Cooler / 6 x EziDIY 120mm / 2 x Corsair 140mm somethings / 1 x 140mm Thermaltake something / 2 x 200mm Corsair.
    Keyboard
    Corsair K95 / Logitech diNovo Edge Wireless
    Mouse
    Logitech: G402 / G502 / Mx Masters / MX Air Cordless
    Internet Speed
    1000/400Mbps
    Browser
    All sorts
    Antivirus
    Kaspersky Premium
    Other Info
    I’m on a horse.
  • Operating System
    Windows 11 Pro 23H2 Build: 22631.4249
    Computer type
    Laptop
    Manufacturer/Model
    LENOVO Yoga 7i EVO OLED 14" Touchscreen i5 12 Core 16GB/512GB
    CPU
    Intel Core 12th Gen i5-1240P Processor (1.7 - 4.4GHz)
    Memory
    16GB LPDDR5 RAM
    Graphics card(s)
    Intel Iris Xe Graphics Processor
    Sound Card
    Optimized with Dolby Atmos®
    Screen Resolution
    QHD 2880 x 1800 OLED
    Hard Drives
    M.2 512GB
    Antivirus
    Defender / Malwarebytes
    Other Info
    …still on a horse.
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