Was not on my radar ...


Haydon

Haydon

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... was mildly shocked to learn about pre-paid funerals. Probably bought to least burden your survivors ... but what if the funeral home goes bankrupt in the mean time ... other thoughts?
 

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Haydon said:
... was mildly shocked to learn about pre-paid funerals. Probably bought to least burden your survivors ... but what if the funeral home goes bankrupt in the mean time ... other thoughts?
Click to expand...



You've pretty much summed it up.
At best, it's a gamble.
 

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Remember, death and taxes...

A Guy
 

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A Guy said:
Remember, death and taxes...
Click to expand...
I know the context of the phrase, but now it makes me think that you can pay for multiple funerals while dying only once.
 

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Haydon said:
... was mildly shocked to learn about pre-paid funerals. Probably bought to least burden your survivors ... but what if the funeral home goes bankrupt in the mean time ... other thoughts?
Click to expand...
Yes, I was offered one of these 20 years ago (by an insurance agent). I didn't take it up. A far better solution (in my opinion) is to open a regular savings account, and pay into it the amount of the subscription. The only way that the pre-payment plan wins, is if you die soon after taking it out. I prefer to gamble that I will live a bit longer. :-)
 

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Subscription? Is that the term of art to use?

Another term of art to use is 'donation', to a medical faculty, for students to learn on.
 

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I was just reading the Macrium reflect thread and was suffering from mental carry-over. I think the funeral payment I was offered was a series of payments, rather than a one-off.
 

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The state has ripped me off forever with heavy taxes. I live alone - when I die, I will get my own back - the state will have to pay LOL.
 

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My sister's mother-in-law had a pre-paid funeral. I think it was handled by an insurance company but sold by the funeral parlor. When she died the funeral cost more then the pre-paid funeral plan paid so they had to pay the difference. I agree with @Senecio, Start a savings account. Another option is to make sure you have enough life insurance.
 
Last edited:

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