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I have a car loan from a bank that I don't have a bank account with so I won't or I think I won't get any notices from them. I'm one who would prefer to pay my bills either online or in person. Yesterday I went to the closet bank branch to make my payment and found it was closed with no signs on the back about why. I went to another branch and it was open and doing business as usual. With the recent news about banks abruptly closing this got me thinking. If the bank had gone out of business and I couldn't make my payment, (It is due on the 5th) would that affect my credit score or would I be Ok until after I was notified on what to do?
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