HP i7 9700 Z2 G4 - need advice

Well, as usual, important notes.
then it is better to look for a 8700 processor because it is 65 watts.
There is absolutely no need to use headphones; my computer doesn't make any noise at all and its temperature doesn't exceed 40 during use.
The problem only occurs when when i run Windows update or when using the antivirus to scan for viruses; it makes noise and the temperature rises in the final stage of research and cleaning.
the noise is coming from the fan
When the computer's temperature rises to 95c , is there any danger?

regards

9700 also has 65w tdp

SIW2 ... Yes, you are absolutely right.
My processor is 65 watts and not 95 watts.
The question is, will a 95-watt processor exacerbate the problem or solve it?
regards

95w will probabaly make it worse

airflow is not great in SFF cases usually. The very small USFF machines tend to have T cpu. But they are less powerful

The i7-9700T runs at only 2ghz and boosts to 4.3ghz

saw a video where the poster printed a new top cover for the SFF case with lots of holes in it instead of the original top which had no ventilation.