Even if you have no online exposure, there have still been a lot of companies, public utilities, and even government agencies that were hacked or had ransomware attacks. Your bank could be attacked and even if they are "backed up", it could still cause a disruption. Anything is possible and may or not be likely, but the posts in this thread are very helpful for us to assess our own needs.I have some friends that won’t even use online banking, because they are worried about it.
One thing brought up was that most people are fairly careful with their financial passwords but sometimes not as careful with others. It is just as important to protect your email password as it could be used to reset many passwords.
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