As a rule I don't clean install nor do I clone. I restore images. I did have to clean install for 24h2 because it refused to upgrade. It took me 2 days of work. Immediately after that clean install was done, my software installed, and my tweaking done, I made an image that's my master image. In the future if something happens, I'll first go back to my latest image, but if things ever go completely south, I'll restore that master image if all else fails, no matter what version of windows is current at the time.
I image my data drive separately so data is never a concern.