Let me correct my last reply because it was misleading and actually incorrect for what you want to do.
Using a word document as an example, if I open Word from it's desktop icon or the start menu, make a document, and select save, it goes straight to documents because that's the default save location I've set within Word itself.
If I use my right click menu and open Word, it will save in whatever folder I am in at the time unless I browse to wherever I want it to go. As I am usually in my documents folder to start with when I use the right click context menu and open a word document it automatically saves there. If I am elsewhere, say the desktop, and open a new document with my right click, it will automatically save to the desktop unless I either browse to the documents folder in explorer or select documents which I have pinned to the save menu in Word.
I have special folders pinned to quick access in Word which makes it easier for me to select those folders so I don't have to browse to them each time. By the same token, I also have pinned special folders in explorer for easy selection when needed when saving other types of files such as notepad.
Most apps (like Photoshop although I do not use it) have in their settings a default save location option.
For anything I get off the web (downloads, Facebook photos, etc), both my browsers have the default save location in their settings to be my downloads folder, so everything goes there automatically. Any web page I save using "save page as" within the browser goes to downloads as well.
The saving of files is by design and depends on a lot of factors and, as I can remember, it has always been this way. So if I'm reading your question correctly, I am not aware of any global way to simplify saving. I think this is one of the reasons for quick access, to make saving a little less tedious.
When I read this back it appears as clear as mud so I hope you can make some sense out of it. I'm sorry I cannot give a direct answer to your question. Maybe one of the gurus knows a way and will offer it and we can both learn something.
